Per NRS 227.205 approved by the State Legislature in 2013, the Nevada System of Higher Education Board of Regents approved a policy change at their September 2013 board meeting mandating electronic payroll delivery effective January 2014. For employees that do not enroll in direct deposit, NSHE has contracted with US Bank to provide a payroll Visa debit card program.
All employees that have not enrolled in direct deposit are automatically issued a US Bank Visa payroll debit card.
Employees receiving a paper check must either:
- Enroll for Direct Deposit to opt out of the Visa Payroll Card Program; OR
- Verify the address on your paycheck to ensure the delivery of your new card. If you suspect your mailing address is incorrect, please verify and update it in Workday or contact the Payroll Office at +1 (833) 656-7882 for assistance.
Debit Card Features
Direct deposit is an electronic transfer payment made directly from an employer’s bank account to an employee’s savings or checking account for net wages earned. A paycard is a prepaid card offered by an employer to pay an employee’s net wages. The Visa Debit Card offers a number of advantages over a paper paycheck or direct deposit.
Visa Payroll Card Program perks include:
- ‘Cash’ for full check value on payday at any US Bank branch (teller transactions only – not ATM)
- ‘Cash’ for full check value on payday at any VISA member bank (teller transactions only but not limited to US Bank)
- Make ‘fee-free’ ATM withdrawals at any domestic US Bank ATM
- Make ‘fee-free’ purchases anywhere VISA cards are accepted
- Access to online transaction history via US Bank online banking website or mobile app
- Ability to make transfers to other bank accounts via US Bank online banking website or mobile app
- 24/7 Access to US Bank customer service
Frequently Asked Questions
I don’t want a payroll debit card. What are my options?
All employees will continue to be able to enroll in traditional direct deposit to receive their payroll funds. Employees that receive a payroll debit card can also change their payroll payment to another bank account (traditional direct deposit) at any time for future payroll disbursements.
I have had trouble getting a bank account in the past. Am I eligible for a payroll debit card?
Yes. The payroll debit card is an FDIC insured bank account, but it is not a checking account so the bank will issue cards to all employees.
How and where will I receive my payroll debit card?
Your card will be mailed directly to you from US Bank at your address on record in the HR/Payroll system (listed on your paper paycheck). The card is issued by US Bank under the NSHE payroll debit card program, but it is an individual FDIC bank account issued, maintained and serviced by US Bank.
Where will my card be sent?
Debit cards are mailed to the home address listed in Workday. Cards are mailed in non-descriptive plain white envelopes, and the return address will be from a Post Office box.
Is the card a credit card and/or can I overspend the card balance and cause a bank overdraft?
No! The card is a ‘prepaid’ debit card. Although it can be used for retail purchases as a credit card (where VISA cards are accepted), it is not a credit card and the bank does not permit overdraft spending on the payroll debit card.
Am I able to access the full value of my paycheck, or will I be required to pay fees to maintain the card that reduce the value of my paycheck?
Withdrawals can be made from US Bank ATMs located within the United States without fees and the card can be used for US retail purchases (in stores and online) anywhere VISA is accepted without incurring fees.
What happens if I lose my card?
Contact the US Bank customer service and a replacement card will be issued – faster than a replacement for a lost paycheck. Call toll-free: +1 (877) 474-0010
What if my card is stolen or I suspect it has been used without my permission?
You should treat your card with care. Guard the card account number and PIN number the same way you would cash or any credit card. Do not share your card number or PIN number with anyone. If you lose your card or believe it to be stolen, you must immediately contact US Bank customer service at +1 (877) 474-0010. US Bank will cancel your old card, move the remaining balance to a new card, and then mail the new Card to you at the address on file.